Our preferred Mortgage Advisor's, Kevin Nelson of Discover NCW Mortgage in Wenatchee (http://www.kevinnelson.biz/), monthly newsletter:
Dear Blaine,
I appreciate the trust you've placed in me and recognize that you have many choices when selecting a loan representative. My standard of care for clients includes a belief that all buyers have certain rights when entering a real estate transaction.
* You have a right to talk easily, quickly, and directly with those who provide services to you in connection with your purchase or refinance. This includes access to the status of your loan file any time up to closing.
* You have a right to benefit from technology that connects all parties electronically so there are no information blackouts. You have a right to clear, concise answers from specialists trained in their field.
* You have a right to pre-qualify for financing or seek online loan pre-approval quickly and expect that your transaction will be handled in a professional and confidential manner.
* You have a right to settlement cost information early in the process, allowing you to comparison-shop and discuss alternatives with an experienced lender.
* You have a right for the disclosed loan costs to be as firm as possible to avoid a surprise at settlement. If there are changes to loan costs, you have a right to be informed of them quickly.
* You have a right to benefit from new products, competition, and technological innovations that could lower the cost of acquiring a home. If there are options that save you money, you should be informed of them up front.
* You have a right to choose from a wide variety of loan programs with payment options that fit your needs.
There are always plenty of questions about the purchase and sale of real estate, and I am a career professional ready to help you.
Sincerely,
Kevin Nelson
Discover NCW Mortgage
(509) 663-9521
E-mail: kevin@kevinnelson.biz
Web site: http://www.kevinnelson.biz/
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